Wednesday, November 12, 2008

3 Great Ways to Save on Auto Insurance

Here are the best and quickest ways to save on car insurance:

  1. Obey the speed limit or at the very least stay within 8 miles per hour of the posted speed limit. I have a few cop friends and they have told me that they and most police give a 10 mile per hour speed cushion before issuing a citation. If you get a moving violation, it will affect your record negatively in most states and eventually trickles down to the insurance report and results in increased auto insurance rates.
  2. Drive safely on the roads. Nothing will have a greater negative impact on your driving record like an auto accident will! If it is your teen getting auto insurance for the first time you may want to create a sort of incentive program for them. Let them know that they will get $100 or something that is rewarding if they drive safely for six months or one year ... The hundred dollars may seem to be a but much but try paying double the current rates for your teen if they were to get in an accident.
  3. Use safety features in your automobile. Some of these features may include: dual sided air bags, side air bags, driver side and passenger side restraint and/or airbag system, etc... Insurance companies love these safety features and will often provide a 10% to 20% reduction in your current auto insurance rates.
These are just a few tips on how to save money on your auto insurance rates. I have provided a link below on how to save huge money on your auto insurance. May you find safety on the roads ahead of you.

Ps: I wonder if some of you can do that. I know its not easy. :)

Tuesday, November 11, 2008

How to get Cheap Auto Insurance for your son?

Your son has just obtained his license and with that a new found sense of freedom. Now you ask how to get cheap auto insurance for my son ? Car insurances can vary dramatically in price so read on to learn how to buy car insurance that is affordable for your teen drivers.

Because teens lack driving experience insurers consider them a high risk to insure and thus the premiums assigned are much higher than an adults insurance rates would be. There are a few things you can do to help reduce the rates you pay for your teen drivers.

First you need to stress to them how important it is for them to keep a clean driving record. That means driving safely – no speeding tickets, no traffic violations, and no accidents. Over a period of time there safe driving will be rewarded with lower premiums.

You can also reduce their rates by purchasing insurance with a higher deductible. The higher the deductible is the lower the premium is.

If you are going to be purchasing a vehicle for your teen choose a vehicle that is built well with extra safety features, and do not choose a vehicle that falls into a sports class or higher risk rating class. Be sure to check the class the vehicle falls into.

The graduated licensing laws have come into effect in most states in the USA and some provinces in Canada. The rules will vary from one location to another but the basic underlying philosophy is to restrict new drivers by limiting what their license will allow them to do.

They may be issued a full auto license such as a class 5 but there is usually a letter designation behind it to indicate they are a new driver. These new drivers have nighttime driving restrictions, vehicle occupant restrictions, and a 0 alcohol tolerance restriction to name just a few. They will also be required to take an additional test after a specific period of time to remove them from the new driver programmer.

But you’re still wondering where to get cheap auto insurance for my son? Teenage drivers can dramatically reduce the cost of insurance by purchasing a stand alone policy from an agency that specializes in providing teen insurance. A stand alone policy means they are not added as an additional driver on your insurance but rather carry their own insurance.

These insurance companies reduce their risk for insuring teens by placing certain concessions on the driving habits of them. They may require driving school, no driving after dark, or various other restrictions which allow them to keep the premiums lower for teen drivers.

The statistics for teen drivers aren’t good. A 16 year old driver is 10 times more likely to get into an accident than an adult between the ages of 30 and 59, so you can see why insurance companies are hesitant to provide good rates.

The best thing you can do for your teenager and his or her insurance rates is to teach responsibility and make them accountable. Make them earn your trust for the use of the car, and make them accountable to pay at least a portion of their insurance premiums. They can do this by working a part time job which also breeds maturity, so it’s a win-win all the way.

You and your teenager are thrilled with the new found freedom for both of you. So now you need to do your homework and research teen insurance rates so you can get them on the road. What are you waiting for?

Wednesday, October 29, 2008

Did You Know How to Play Black Jack?

Did you ever play black jack before with your friends? I guess some people already done it before eithers you win or not. I don't care. But did you like if i show you another good website about Black Jack and online casino? I believe some of you will interested with this online casino website. That site was called Casino De.

What i understand, if you still newbie or don't know anything about casino or how to play Black Jack, this site can help you learn about that. Its not really hard. After you confident and want to try your luck, just go and play black jack at this online casino website.

Anyway, if you not really like to play black jack, you also can try Optische Roulette. Its also interesting game and many people love to play this games. You can find more instruction here.

To be honest, anyone can play and learn about casino and black jack at this website as long as you interested. For some kids, please never come to this website because you still under age. I'm will never responsible if you want to try any games to this website.

Ahh, i forget. If anyone of you don't know how to play black jack, you can go to this site and learn step by step : Black Jack Information

Ps: If you have time, why not you give a try?

Monday, October 20, 2008

Theme Changes and Delete Stupids Ads..

JUst want to write something today. I do a lots of modification at most of my blog today. All slow blog will change and i will delete unnecessary block ads. If its loads slow, it only make my earning drop everyday. So, better i change with something better and concentrater with my best program.

I will give my best to write in future. Maybe because i'm too busy today and not many people come to some of my blog. I need to work hard to gain their trust again. So, just do our best now.